Heath Savings Accounts are indexed to inflation and the IRS has released the 2025 numbers as follows:
Self-only plans owners can deduct up to $4,300 (an increase of $150 over 2024 numbers).
Family coverage can deduct up to $8,550 (up from $8300 for 2024).
Self-only plans require a deductible of at least $1,650 (up from $1,600) and a family plan requires having a deductible of at least $3,300 (up from $3,200) with out-of-pockets costs not to exceed $8,300 and $16,600, respectively.
Remember that the health plan has to be HSA approved. Simply meeting the deductible and out-of-pockets costs are not sufficient to be an HSA plan.