2025 Soybean ARC-CO vs. PLC: Six More States
We run the soybean numbers for various states
We’ve been rolling through the corn numbers, and the soybean requests started stacking up right behind them, so here’s the bean version for Ohio, Missouri, Michigan, South Dakota, North Dakota, and Kansas — every county, on the attached spreadsheets. The setup mirrors the corn files: benchmark yields are the official FSA figures, the 2025 yield is the real harvested RMA county number, and the assumptions are a $12.17 benchmark price, OBBBA’s 90% guarantee and 12% cap, paid on 85% of base. The one thing to watch on beans is the PLC rate — it’s only $0.31 a bushel ($10.71 effective reference minus the $10.40 projected MYA). And remember, 2025 pays the higher of ARC-CO or PLC automatically, county by county.
That thin PLC rate colors the whole soybean picture. On a 45-to-55-bushel benchmark, PLC pays only about $7 to $13 an acre, so where ARC-CO doesn’t trigger there just isn’t much of a safety net. When ARC does trigger, it pays real money. Here’s how the six states land.
Here are the details for these states:
