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An Act is Introduced to Bump Section 2032A to $15 Million
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An Act is Introduced to Bump Section 2032A to $15 Million

The current maximum deduction under Section 2032A is $1.42 million. This Act would increase it by more than 10X.

Paul Neiffer's avatar
Paul Neiffer
Jun 13, 2025
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Farm CPA Report
Farm CPA Report
An Act is Introduced to Bump Section 2032A to $15 Million
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brown wheat field during sunset
Photo by Tim Hüfner on Unsplash

Farmers are allowed a special deduction called Section 2032A to reduce the “value” of their farmland in an estate. Instead of valuing the land at fair market value, the heirs can make an election to value it based on “rental” value.

The valuation is based upon five-year average comparable cash rents less property taxes. This amount is then capitalized by an applicable Farm Credit Bank interest rate.

As example, assume that Sylvia passes with 1,000 acres of ground in Iowa. The fair market value of the ground is $15,000 per acre. The five-year comparable cash rents is $350 and related real estate taxes are $35. The applicable interest rate is 5.45%. $315 divided by .0545 is $5,780. The estate could elect to value the ground at this number instead of $15,000 per acre. However, the maximum reduction is limited to $1,420,000.

The Helping Ensure Rural Inheritance Transfers are Generationally Enduring Act (HERITAGE Act) would increase the maximum deduction from $750,000 indexed to inflation to $15 million.

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